Sr financial Analyst

Job Description:

Job description-

Min 6 years Exp 

Experience required - Audits, financial Analyst

Experience – Banking credit Division (6 Years to 10 Years)

Job Description

What Does a Finance Analyst Do?

If you enjoy analyzing information, making decisions and helping people meet their financial goals, you may find a career as a Finance Analyst fulfilling. These individuals work for financial institutions to help them review applicants' credit histories to predict their future borrowing behavior. Understanding more about what this career entails may help you determine if it's the right role for you to pursue. In this article, we define what a Finance Analyst does, including their average salary, the education and skills required to succeed, a typical work environment, job description and career opportunities for these professionals. Salary figures reflect data listed on Indeed Salaries at time of writing. Salaries may vary depending on the hiring organization and a candidate’s experience, academic background and location. Please note that none of the companies, institutions or organizations mentioned in this article are affiliated with Indeed.

What does a Finance Analyst do?

A Finance Analyst gathers and analyzes financial data to assess a new or existing loan applicant's creditworthiness. After evaluating the data, the Finance Analyst determines the likely risk and recommends a course of action for the customer. These recommended actions can include approval or denial of a new credit account, interest rate or extension of an existing credit line. They often work on the computer and use software programs to help analyze and calculate the data.

Other duties include: Entering, updating and retrieving information for credit applications Evaluating and determining credit worthiness of applicants Performing cash flow analysis of businesses to determine risk involved in extending credit Determining financial ratios for financial institutions to assess degrees of risks involved when providing loans and credit to borrowers Ensuring compliance with lending protocols Responding to inquiries from lenders Reviewing proposals and answering questions from junior team members Assisting with company and client audits

Technical skills for Finance Analysts Below are some technical skills for Finance Analysts: Word processing: Finance Analysts may write and use word processors to ensure they communicate effectively with their clients. Spreadsheet processing: Finance Analysts may use spreadsheets to store data about their clients and make comparisons with the current industry standards for credit. Database management: Finance Analysts may use databases to find and retrieve information, so understanding how they function and where to find data is important for Finance Analysts. Financial software management: Since Finance Analysts often work with financial information, they may use a variety of financial software to collect, store and retrieve the information they require. Industry knowledge: Specific industry knowledge can help Finance Analysts highlight their skills compared to others in the same field and find more open roles. Mathematics: Finance Analysts may perform financial mathematics and other related work for their clients so being comfortable with mathematics is a benefit to these employees. Due diligence: Since Finance Analysts work within a specific legal and financial framework, it's important to ensure they follow all laws and regulations concerning their work. Soft skills for Finance Analysts Below are some soft skills you can develop to help you as a Finance Analyst: Attention to detail: Finance Analysts possess the ability to pay extreme attention to detail, as this ensures correct analyses and minimizes the risk of potentially costly problems for the client involved. Communication: It's important that a Finance Analyst can explain decisions and maintain clear, respectful interactions with clients and lenders to gather and share information and ask questions to resolve problems. Research and analysis skills: A Finance Analyst creates and studies sets of numbers and knows exactly what they mean for each client, and research may be appropriate to gain a detailed understanding of the client and their industry. Time management: Finance Analysts often work on multiple projects for multiple clients at once and it's vital they can prioritize these projects effectively. Multitasking: Finance Analysts often have multiple projects and tasks to complete as part of their daily duties, so managing each task and switching between them effectively is a useful skill to develop.

Location - kolkata

About company- Our client is a Financial Advisory, Capital Market and Management Consultancy Organisation .It is a project advisory and management consultancy firm founded in 2008 and  is a SEBI Registered Category -1 Merchant Banker with SEBI registration number,